4, 5 & 6 December 2017 – ART Rotana Hotel Amwaj Islands, Kingdom of Bahrain
Confirmed Speakers at the 24th WIBC:
His Excellency Rasheed Mohammed Al MarajGovernorCentral Bank of Bahrain
His Excellency Rasheed Mohammed Al Maraj
Central Bank of Bahrain
H.E. Rasheed Mohammed Al Maraj has been Governor of the Central Bank of Bahrain (CBB), previously the Bahrain Monetary Agency (BMA), since January 2005.
As Governor, Mr. Al Maraj carries ministerial ranking and is the chief executive of the CBB, which is responsible for ensuring monetary and financial stability in Bahrain. The CBB is also the single regulator of Bahrain’s financial services industry.
Mr. Al Maraj has a wealth of experience in finance, engineering and management and has served with the Government and the private sector.
His career highlights include senior positions with Government, having served as Assistant Under-Secretary at the then Finance and National Economy Ministry and Under-Secretary at the Ministry of Transportation.
Prior to his appointment as CBB Governor, Mr. Al Maraj was General Manager and Chief Executive Officer of the Arab Petroleum Investments Corporation (Apicorp), which is based in Dammam, Saudi Arabia.
Currently, Mr. Al Maraj is on the Boards of the Economic Development Board (EDB), National Oil and Gas Authority (NOGA) and member of the Board of Trustees of the Oxford Institute for Energy Studies, UK.
He has previously served as Chairman of the Bahrain Telecommunications Company, as a member of the Consultation Council of the Co-operation Council for the Arab States of the Gulf and the Telecommunications Regulatory Authority (TRA) of Bahrain.
Tailya MinullinaChief Executive of the Tatarstan Investment Development AgencyMember of the Investment Council of the Republican of Tatarstan
Chief Executive of the Tatarstan Investment Development Agency
Member of the Investment Council of the Republican of Tatarstan
Khalid Hamad Abdul-Rahman HamadExecutive Director of Banking Supervision / ChairmanCentral Bank of Bahrain, International Islamic Financial Market (IIFM)
Khalid Hamad Abdul-Rahman Hamad
Executive Director of Banking Supervision / Chairman
Central Bank of Bahrain, International Islamic Financial Market (IIFM)
Mr. Khalid Hamad has held several senior posts at the Central Bank of Bahrain (CBB).
His current responsibilities include supervision of all banking institutions, including Islamic banks, licensed by the CBB, as well as inspection of all financial institutions, comprising banks, insurance firms, investment companies, and capital market players.
Mr. Hamad began his career in 1987 with the Bahrain Monetary Agency, the predecessor of the CBB. From 1990 till 2003, he served as Acting Director, Inspection and then as Director, Banking Supervision. In 2003, he joined Ernst & Young in Bahrain, serving as Senior Consultant on Risk Management & Regulatory Services. He rejoined the CBB in his current post in February 2006.
Mr. Hamad is Chairman of the International Islamic Financial Market (IIFM), Chairman of the Waqf Fund for Research, Education and Training in Islamic Finance. He has also served on a number of national and regional committees, including the GCC Banking Supervision Committees, Arab Banking Supervision Committee and Offshore Group of Banking Supervisors.
Mr. Hamad has a Bachelors Degree in Business Administration from the University of Portland, USA and a Strategic Leadership and Executive Management Program certificate from the University of Columbia, New York.
Simon Martin CMGBritish Ambassador to Bahrain
Simon Martin CMG
British Ambassador to Bahrain
Mr Simon Martin CMG was appointed as Her Majesty’s Ambassador to the Kingdom of Bahrain in September 2015. Mr Martin joined the FCO in 1984 and served in London, Rangoon, Budapest and Prague in a number of policy and commercial roles. His most recent role was as Deputy Private Secretary to Their Royal Highnesses The Prince of Wales and The Duchess of Cornwall.
Adnan Ahmed YousifPresident & Chief ExecutiveAl Baraka Banking Group
Adnan Ahmed Yousif
President & Chief Executive
Al Baraka Banking Group
Mr. Adnan Ahmed Yousif is a highly regarded senior banker with over three decades of international banking experience. He holds a Master of Business Administration degree from University of Hull, UK. He was earlier with Arab Banking Corporation, for over 20 years and last served as Director on its Board.
As President & Chief Executive, Mr. Yousif has led Al Baraka Banking Group (ABG) since inception, developing the Group into one of the largest and most diversified Islamic banking groups in the world operating a network of over 700 branches in 15 countries, with its Head Office in the Kingdom of Bahrain. He is also the Chairman of Al Baraka Turk Participation Bank, Banque Al Baraka D'Algerie, Al Baraka Bank Ltd. South Africa, Al Baraka Bank Lebanon, Jordan Islamic Bank, Al Baraka Bank Egypt, Al Baraka Bank Syria, Al Baraka Bank Sudan, Al Baraka Bank Pakistan Ltd., Vice Chairman of Al Baraka Islamic Bank, Bahrain and a Board member of Al Baraka Bank Tunisia and Itqan Capital in Saudi Arabia.
Mr. Adnan Yousif was the Chairman of the Union of Arab Banks, Lebanon for two terms (2007-2013). Besides having received many international awards he is the recipient of the Medal of Efficiency, a unique honor conferred by His Royal Highness - King Hamad Bin Isa Al Khalifa, the King of the Kingdom of Bahrain during the year 2011. Mr. Yousif received the title of the CSR International Ambassador (Kingdom of Bahrain) from the CSR Regional Network. including twice the Islamic Banker of the Year award (2004 and 2009).
In addition, he was awarded by LARIBA American Finance House the 2012 “LARIBA Award for Excellence in Achievement”, in recognition of his leadership role in consolidating and operating the largest diversified Islamic Banking Group in the world.
In recognition of Mr. Yousif’s outstanding contribution in the field of contemporary Islamic Finance in terms of modernizing its fundamentals in practice and theorization, the Al Jinan University of Lebanon granted him an Honorary Doctorate of Philosophy in Business Administration. Furthermore, in recognition of his efforts in evolving a unique business model that is integrated with the noble goals of Islamic Banking, Mr. Yousif has been awarded the Accolade of the Sudanese Presidency for Excellency in Social Responsibility in December 2015.
In Dec. 2016 Mr. Adnan Yousif was decorated with the Title of "High Commissioner to preach the United Nations Sustainable Development Goals 2030". He also won the Gold Award for Sustainable Development in recognition of his major role in the service and social responsibility programs both nationally and internationally, as well as recognition for the leading role of Al Baraka Group in the field of CSR activities at Oman International Conference on Social Responsibility 2016. Mr. Yousif has been elected during 2017 as the Chairman of Bahrain Association of Banks.
Xen Baynham- HerdHead Of Strategy and Lead EconomistBlockchain
Xen Baynham- Herd
Head Of Strategy and Lead Economist
Lawrence WintermeyerCo-Founder & PrincipalElipses
Co-Founder & Principal
Afaq KhanChairmanAlrajhibank Malaysia Bhd
Alrajhibank Malaysia Bhd
Afaq Khan is a globally recognized Islamic finance leader and since Jan 2016 has been advising Multilateral Institutions, Government Agencies and Financial Institutions as well as healthcare and education sector enterprises to promote Islamic finance and Islamic solutions in the real economy. He currently sits on the boards of Al Rajhi bank Malaysia Bhd and Maldives Centre for Islamic Finanace (MCIF)
Afaq was the CEO of Standard Chartered Saadiq - the international Islamic banking business of Standard Chartered Bank. Afaq was invited by Standard Chartered Bank in 2003 to launch and establish the Bank’s Global Islamic Business. He was responsible for the strategic buildup of the international Islamic banking business covering retail, corporate and investment banking and private banking across the Bank’s network in Asia, Africa and the Middle East. Under Afaq’s leadership, the Bank established the ‘Saadiq’ brand for the Global Islamic Business, and, since its inception, Saadiq has received over 200 awards, including “Best International Islamic Bank” in 2013 & 2014 by Euromoney and “Institutional Excellence award by WIBC in 2015.
Afaq was also among the team which set up HSBC Amanah also served as Global Head of Asset Finance & Advisory group of HSBC Amanah. HE worked in many senior roles in Citibank in Pakistan and Bahrain over a 13 year career
Afaq has been personally recognized by Industry as Islamic Banker of the Year in 2010 by London Sukuk House, awarded outstanding contribution to Islamic finance in 2010 by Euromoney and awarded Islamic Banker of the Year by WIBC in 2013.
Afaq has over 28 years of banking experience with international banks including Citi, HSBC and Standard Chartered, where he held various senior roles in corporate banking, product development, financial institutions and risk management.
Afaq has served on various advisory boards including DIFC Islamic Finance Advisory Council, International Islamic Finance Market (IIFM) Bahrain, Islamic Finance Expert Group (UK Govt.), Member Task Force of Hong Kong Monetary Agency and Board Member of Commission for Promotion of Islamic Finance Govt. of Pakistan.
Afaq holds an MBA from the University of Western Illinois.
Adel Abdul Wahab Al-MajedVice-Chairman & CEOBoubyan Bank
Adel Abdul Wahab Al-Majed
Vice-Chairman & CEO
Abdelilah BelatikSecretary GeneralGeneral Council for Islamic Banks and Financial Institutions (CIBAFI)
General Council for Islamic Banks and Financial Institutions (CIBAFI)
Abdelilah BELATIK is a cross-cultural finance professional with nearly twenty years of experience, including in leadership positions, in major financial centers from Europe, the United States, Asia and the Middle East. He is Secretary General of the General Council for Islamic Banks and Financial Institutions (CIBAFI), the global umbrella of Islamic financial institutions since March 2014. At the helm of CIBAFI, he brought the organisation to international arena by building working relationships with international
(IDB, IMF, World Bank, …), international standard setting organisations and regulatory and supervisory authorities. Prior to joining CIBAFI, he was Assistant Secretary General at the Malaysia based Islamic Financial Services Board (IFSB) where he was the co-head of the Technical and Expertise Development Division. Abdelilah advised on strategic directions of technical projects undertaken by the IFSB. He led the preparation and rollup of the Strategic Performance Plan (SPP) 2012 – _2015 in accordance with Integrated Result Based Management framework.
Before joining the IFSB, Abdelilah worked for 9 years with PricewaterhouseCoopers in Luxembourg, New York and Hong Kong, in the Assurance and Business Advisory Services, Financial Services practice. In 2004, he was seconded to the PricewaterhouseCoopers firm in New York to assist US- based firms on implementing the Sarbanes- Oxley 404 requirements.
Abdelilah holds a Master of Science in Business Engineering and a Bachelor of Arts in Commercial Sciences from Brussels – _Belgium. He is fluent in Arabic, English and French. Abdelilah has held membership positions in a number of international board and committee, including those of the International Assurance and Auditing Standard Board (IAASB) Consultative Advisory Group, the International Accounting Standards Board (IASB) Advisory Group on Shariah compliant transactions and instruments, External Advisory Group of the IMF and the Waqf Fund in Bahrain.
Abdul Hakeem AlkhayyatManaging Director & CEOKFH Bahrain
Abdul Hakeem Alkhayyat
Managing Director & CEO
Mr. Abdulhakeem Alkhayyat is the Managing Director and Chief Executive Officer of Kuwait Finance House - Bahrain (KFHB), as well as the Chairman of the board for the two largest real estate projects in the Kingdom of Bahrain Durrat Al Bahrain and Diyar Al Muharraq. Mr. Abdulhakeem Alkhayyat is a regular speaker on a variety of topics including business and finance and frequently participates at local and international conferences. He also has dedicated part of his time to participate in the Board of Directors of non-profit Bahraini organizations. In 1997, Mr. Alkhayyat passed his Certified Public Accountant (“CPA”) exams from the State of California; he graduated from the University of Texas at Austin in 1990 and 1991 with bachelor degrees in both majors of Business Administration and Middle Eastern Studies.
Hassan Amin JarrarChief Executive OfficerBahrain Islamic Bank
Hassan Amin Jarrar
Chief Executive Officer
Bahrain Islamic Bank
Hassan Amin Jarrar is the Chief Executive Officer of Bahrain Islamic Bank, the first Islamic banking institution in the Kingdom of Bahrain. Prior to his appointment in July 2015, he served nine years with Standard Chartered Bank, firstly as Country Head of Corporate and Institutional Banking for the UAE and DIFC, and subsequently as Chief Executive Office for Standard Chartered in Bahrain. Hassan has more than thirty years’ extensive experience in commercial banking in the USA and in the Middle East, the past twenty years of which have been in the Gulf region. Hassan’s diverse background includes Retail Banking, SME, and Corporate and Institutional Banking. Other previous appointments include Head of Corporate and SME Banking at Abu Dhabi Commercial Bank and VP Corporate Banking Mashreqbank, Abu Dhabi. Before returning to the Middle East, Hassan spent almost twenty years in the USA where he held senior management roles at Security Pacific Bank and Bank of America in California. He gained his BSc in Finance from the California State University, San Jose. Hassan serves on the following boards in Bahrain:
• Tamkeen, where he is Chairman of the Audit Committee
• Bahrain Association of Banks
• Bahrain Bourse, where he is also Chairman of the Audit and Governance Committee
• Advisory Member - Thomson Reuters MENA Regulatory Advisory Board
• Bahrain Economic Development Board- Member of the Financial Services Industry Advisory Committee
Abdul Haseeb BasitCo-Founder & PrincipalElipses
Abdul Haseeb Basit
Co-Founder & Principal
Ahmad Hafiz Abdul Aziz Financial Sector SpecialistWorld Bank Group
Ahmad Hafiz Abdul Aziz
Financial Sector Specialist
World Bank Group
Ahmad Hafiz Abdul Aziz is a Financial Sector Specialist with the World Bank Group Global Knowledge and Research Hub in Malaysia. Mr. Abdul Aziz brings with him ten years of relevant experiences in financial sector development, particularly in the area of Islamic capital markets and financial inclusion. He has worked as a Principal Assistant Director at the Ministry of International Trade and Industry, and as Manager of the Islamic Capital Market division at the Securities Commission Malaysia. He holds a Master’s degree in Islamic Banking and Finance from Bangor University, United Kingdom which he completed under the Chevening scholarship, and a Master of Arts in Islamic Revealed Knowledge and Heritage (Fiqh and Usul Fiqh) (Honors) from the International Islamic University Malaysia.
Ahmed Al RayesCIOIbdarBank
Ahmed Al Rayes
Ahmed Al Rayes is an experienced investment professional and proficient leader. He has more than 16 years of investment and management experience, having held senior roles in a number of leading regional financial institutions and corporates, where he was engaged in Islamic banking, investment, analysis and engineering.
Prior to joining Ibdar in June 2015 as Chief Investment Officer (CIO), Al-Rayes was the Head of Academic, Islamic Finance and Quality Assurance at the Bahrain Institute for Banking and Finance (BIBF) and previously Vice President Private Equity at PineBridge Investments, and Investment Manager at Bahrain Mumtalakat Holding Company, the investment arm of the Kingdom of Bahrain.
He was nominated as the Acting Chief Executive Officer of Ibdar Bank in September 2015 and was responsible for the overall performance and strategic direction of the Bank until April 2016. Ahmed holds a BSc in Mechanical Engineering from the University of Bahrain, and an MBA from the University of Strathclyde in Glasgow, Scotland.
Ahmed AlbalooshiGroup CIOAl Baraka Banking Group
Al Baraka Banking Group
Ahmed is the Group CIO of at Al Baraka Banking Group. He is also the Chairman of Digital and Cybersecurity Committee of Bahrain Association of Banks. Ahmed has extensive experience in the field of IT gained while working in government, private and banking sectors. Holder of MBA from Manchester Business School and holder of a bachelor degree in IT from the University of Canberra in Australia. Ahmed is also certified in information system auditing (CISA) and information security management (CISM) and governance of enterprise IT (CGEIT). His area of expertise focus on IT Leadership, IT Strategy, IT Governance, Information Security, Digital Banking, Fintech and IT skills development. Ahmed is a frequent speaker at international conferences and forums.
Ahsan AliManaging Director, Head of Islamic OriginationStandard Chartered Bank
Managing Director, Head of Islamic Origination
Standard Chartered Bank
Ahsan is responsible for the global Islamic Origination business at Standard Chartered Bank, which comprises all the Islamic structured transactions (including Sukuks, Syndications, Project & Export Finance, Shipping & Aviation, Structured Trade Finance, Corporate Advisory and Financial Markets). Since joining SCB in March 2004, Ahsan has built this business from inception and has led several award-winning and industry-defining deals. Ahsan has over 24 years of experience in corporate and investment banking. Prior to joining SCB, he worked with Citigroup in Dubai.
Ahsan holds an MBA from the Indian Institute of Management, Calcutta and a degree in mechanical engineering from Indian Institute of Technology, Delhi, in addition to a CFA designation.
Dr Aishath MuneezaAssociate ProfessorINCEIF
Dr Aishath Muneeza
Dr Aishath Muneeza is among the key founders of Islamic finance in Maldives, a small island nation with a hundred percent Muslim population. She has experience in multiple aspects of Islamic finance industry. She is a shariah Advisor, an Islamic Finance Consultant, a researcher, a presenter, a regulator, a speaker, a trainer, an Associate Professor and an attorney who is actively involved in promoting Islamic finance. She is the driving force behind the establishment of Maldives Hajj Corporation, the Tabung Haji of Maldives and she has facilitated the establishment of more than ten financial institutions offering Islamic finance services. She structured the first corporate sukuk offered in Maldives and she also structured the Islamic Treasury Instruments for the government of Maldives. The Islamic Capital Market framework of Maldives has been shaped under her guidance and the legal framework of Islamic Capital Market in Maldives was developed by her. She has published numerous books on Islamic finance, available in all major bookstores across Malaysia and she is the first to publish comprehensive books on Islamic finance in Dhivehi language. She is the co-author of the winning essay of the worldwide Islamic finance essay competition organized in Kuala-Lumpur Islamic Finance forum (KLIFF) of 2010. She had won gold and silver medals in international research exhibitions for research conducted on disciplines related to Islamic banking and finance. Her contribution to Islamic finance industry has been recognised internationally and has been conferred several awards of recognition. She has received the prestigious “Rehendhi Award” highest award for women, conferred by the government of Maldives for her contribution in the development of Islamic finance industry. Currently she is an Associate Professor at INCEIF & the chairwomen of Maldives Centre for Islamic Finance that was set up by the government of Maldives to position the country as the hub of Islamic finance and Halal industry in the South Asia region.
Ali Adnan IbrahimChairSustainable Development Committee of the Bahrain Association of Banks
Ali Adnan Ibrahim
Sustainable Development Committee of the Bahrain Association of Banks
Dr. Ali Adnan Ibrahim is a World Economic Forum Young Global Leader and Global Head of Sustainability and Social Responsibility at the Al Baraka Banking Group in Bahrain, the world's largest Islamic banking network. He leads Social Credits Initiative, which is a formal initiative of the Forum of Young Global Leaders and it seeks to incentivize private investments for sustainable development and inclusive growth. Ibrahim is Chair of Sustainable Development Committee of the Bahrain Association of Banks that examines and explore various ways in which the banking sector can contribute to the continued sustainable development of Bahrain. Ibrahim has published internationally and his areas of interest and expertise include market-based strategies for financial inclusion and enterprise development, impact and blended finance, digital and sustainable finance, Islamic finance, the intersection of impact and faith, microfinance, foreign direct investments, and financial regulation.
Andrew SimsChief Executive OfficerNEC Payments
Chief Executive Officer
Andrew Sims is a Director and the Chief Executive Officer of NEC Payments – a Middle East payments technology company.
Prior to co-founding NECP, Andrew owned and operated a boutique management consultancy practice - Richardson MC - operating in the cards and emerging payments sector of the financial services industry. Richardson MC completed a wide variety of successful projects for clients including MasterCard Middle East & Africa.
Andrew was formerly a co-founder and Executive Director of GPS, a MasterCard and Visa accredited card payment processor based in UAE and UK; and an Executive Director of FEV, a market-leading gift card Programme Manager based in UK. He exited both businesses in March 2013.
As Sales & Marketing Director of FEV Andrew was joint project lead on the launch of the first open-loop prepaid shopping mall gift card in Europe in 2005. Andrew subsequently led the business development effort that resulted in FEV rolling out the prepaid gift card concept to another 60+ shopping malls in UK, Poland and UAE and saw annual turnover of the business break through £50m pa. This roll out included repeating first to market status with prepaid products in Poland during 2007 and UAE during 2009.
Andrew co-founded GPS in Dubai, UAE in 2007. GPS developed a card payment processing platform from the ground up and achieved certifications with MasterCard and Visa, and PCI-DSS level 1 compliance. Andrew developed and implemented the brand and marketing strategy, and led the business development effort to prospective clients, bank issuers, and the payment schemes; from pre-formation through to stable operations processing more than $500m pa. GPS has gone on to grow into one of the largest and most well-known prepaid specialist processors in Europe.
Andrew is a well-known industry thought-leader and spokesperson who is often asked to speak at public and private industry events on the topic of disruption in the payments industry and the digital transformation of financial services.
Ashar NazimManaging DirectorFinocracy
Ashar is a FinTech entrepreneur, advisor and investor. Ashar has more than 20 years of experience in the Islamic finance industry: in the profession, the industry and in regulatory capacity with the Central Bank of Bahrain. He brings a unique track record of corporate finance, strategy consulting, performance improvement and customer experience roles that gives him a holistic understanding of digital influences driving change for his clients.
Prior to joining Finocracy, Ashar was Senior Partner and the Global Head of Islamic Banking Practice at EY and advised on setting up more than 30 Islamic financial institutions across emerging markets. During his tenor, Ashar has advised boards and senior management of Islamic banks on digital innovation, transformation and implementation. Ashar left EY in 2017 to join Finocracy, a boutique firm that focuses on implementing FinTech platforms for the Islamic finance industry. He is the co-founder of a retail banking FinTech solution with ambition to position Islamic banks at the forefront of digital marketplace. Ashar is also advising a prominent institution on equity investments in the FinTech industry in GCC. Recently, he helped assemble a consortium of Islamic banks for accelerated build-out of FinTech platforms in MENA.
Ashar is a regular speaker at influential industry forums, facilitates client strategy sessions, and has directed several thought leadership research on the integration of FinTech solutions and the Islamic banking industry.
Ashraf Gomma AliRegional Head,
Sharia and GovernanceCIMB Islamic Bank
Ashraf Gomma Ali
Sharia and Governance
CIMB Islamic Bank
Ashraf Gomma Ali is the regional head of Sharia and Governance at CIMB Islamic where he is responsible for all Sharia advisory and research affairs for CIMB Group. He previously worked in NCB – Saudi Arabia for 6 years as vice president of Sharia assurance where he was responsible for overseeing all policies and procedures in the bank as well as providing Sharia advice on all Islamic products across NCB Group, with particular emphasis on corporate, treasury and capital markets. He also serves as a Sharia board member of University Bank in Michigan, USA. He holds a BS in Finance from the University of Maryland, LLB in Sharia from Umm Al-Qura University, and Masters of Islamic Finance Practice from INCEIF. He is also Certified Sharia auditor and Advisor.
Ayman SejinyChief Executive OfficerIbdarBank
Chief Executive Officer
Mr. Ayman Sejiny brings over 24 years of Investment and Corporate Banking experience, having held senior roles in a number of leading local, regional and international financial institutions such as Barclays, and the Saudi affiliates of CITI Bank and ABN Amro. Previous to his appointment with Ibdar, Sejinywas the Group CEO of Bahrain based Bank Alkhair, which has a presence in Saudi Arabia, United Arab Emirates, Turkey and Malaysia. Prior to this he was Board Member and Chief Executive Officer of Barclays Capital Saudi Arabia where he managed Barclay’s three business sectors consisting of Barclays Capital, Barclays Wealth, and Barclays Sales and Treasury. He is also the Chairman of Bahrain Financing Company Group (BFC), holds positions on various boards regionally and internationally, and has spoken at numerous banking and finance conferences in Bahrain, KSA, UAE, UK and the USA. Mr. Sejinyholds a BA in Finance from Eastern Michigan University, United States.
Badr El Din A. IbrahimSenior Microfinance ConsultantArab Gulf Fund for Development (AGFUND)
Badr El Din A. Ibrahim
Senior Microfinance Consultant
Arab Gulf Fund for Development (AGFUND)
Professor Ibrahim was educated at Khartoum University and Manchester
University, UK. Currently a Senior Microfinance Consultant to the Arab Gulf Fund for
Development (AGFUND). Previously, he was a President of the Microfinance Unit of the
Central Bank of Sudan. He was a Dean of the Modern College of Business and Science in
Oman (fully affiliated with the University of Missouri St. Louis, USA). His previous positions include Economic Expert, Ministry of Finance, Oman; and Chairman, Department of Economics of Khartoum University. Prof. Ibrahim was Small Enterprises Financing Consultant to both the Sudanese Islamic Bank and to the Khartoum office of the German Fredrich Ebert Foundation. He was a consultant to the Saving and Social Development Bank during 2009–2010. Professor Ibrahim undertook many international consultancies and funded research on MSME financing. He also contributed regularly to the economic columns published by newspapers in Oman, UAE and Sudan. He published many articles in internationally recognized journals, and repeatedly acted as a resource person for conferences on MSME financing and Islamic finance/microfinance in Europe, Far East, Middle East and Africa. He is the author of Banking & Finance to Small and Microenterprises in Sudan – Lessons from an Islamic Financing System, Institute of Islamic Banking & Insurance, London, 2004 and Economic Co-Operation in the Gulf, Routledge, London & New York, 2007 (2nd edition 2011). In addition to a book, entitled Issues in Microfinance, published by IRTI/IDB, Jeddah, 2016. Another book published by Lamert Academic Publisher in June 2017: “Cases of Microfinance in Africa". Finally, a book in Arabic (issues in microfinance and financial inclusion) is under publication in Sudan.
Bashar Al NatoorGlobal Head, Islamic FinanceFitch Ratings
Bashar Al Natoor
Global Head, Islamic Finance
Bashar Al Natoor is Fitch Rating’s Global Head Islamic Finance. Mr Al Natoor is responsible for coordinating all Islamic Finance activities across Fitch’s Sovereign, Financial Institutions, Corporate, Structured Finance, Infrastructure and Insurance teams, bringing together dedicated analytical and industry expertise into a centralised and focused Islamic finance group.
Mr Al Natoor has more than 16 years' experience in the Islamic Finance market. Since joining Fitch in 2007, he has overseen Fitch's Sukuk criteria and Islamic Finance practices, undertaken research and written numerous published articles on Islamic Finance. Mr Al Natoor Joined Fitch as a director in the EMEA Corporates group based in Dubai. He was responsible for analysing EMEA issuers, with focus on Middle East and Turkish issuers in the construction, property and Telecommunication sectors. Prior to joining Fitch, Mr. Al Natoor spent seven years at the Islamic Development Bank (IDB) in key roles including Investment Officer in the Treasury Department, a Senior Credit Analyst in Risk Management and Senior Technical Assistant to the Vice President of Finance & Administration. Before working with IDB, Mr Al Natoor was a senior auditor for four years in Arthur Andersen.
Mr Al Natoor graduated with an MSc in banking and financial studies from the Arab Academy for Finance and Banking Science and a BS in finance and banking from Amman University. Bashar is also a Certified Bank Auditor (CBA), a Certified Risk Professional (CRP), a Chartered Market Analyst (FAD-CMA), and a Certified Risk Analyst (CRA).
Cassim DocratDirectorDDCAP (DIFC) Limited
DDCAP (DIFC) Limited
Cassim is the Director of DDCAP (DIFC) Limited and the Company’s head of marketing and placement.
Cassim has over 28 years international banking experience in Canada, the US, Europe, Asia, the Middle East and Africa. Cassim started his banking career in 1981 with Citibank in London before moving to Canada where he went on to hold senior positions at Citibank, Bank of Montreal and the Bank of Nova Scotia. He has worked in the Middle East since 1991 holding senior executive positions with banks including Kuwait Finance House, Al Rajhi Bank in Saudi Arabia and most recently, the National Bank of Abu Dhabi. Cassim has built strong relationships with major institutions and government entities in the region and beyond. He has experience across Commercial, Investment and Islamic bank offerings focused at institutional investors.
Cassim holds a BA (Hons) from Warwick University, an MA from London University and is a fellow of the Institute of Canadian Bankers (FICB). He was Honorary Consul for South Africa to the Kingdom of Bahrain from 1999-2004.
Daud Vicary Abdullah is the MD of DVA Consulting. Since 2002 he has focused exclusively on Islamic Finance.
Daud is a distinguished fellow of IBFIM, a Chartered Islamic Finance Professional (CIFP) and a former Board member of AAOIFI.
Daud was the first MD of Hong Leong Islamic Bank. After which he became COO and ultimately Acting CEO at Asian Finance Bank. Daud is now engaged by Deloitte to assist in the set up of their Global Islamic Finance practice.
Daud is a frequent speaker and commentator on matters relating to Islamic Finance, has been a contributor to a number of books on the subject and is currently co-authoring a book on Islamic Finance for non-Muslims.
Esam AlkheshnamCEOInternational Turnkey Systems (ITS)
International Turnkey Systems (ITS)
Mr. Alkheshnam is a distinguished industry veteran with a career that spans more than 25 years in the fields of information technology and software solutions. Prior to his appointment in February 2017 as the Chief Executive Officer of International Turnkey Systems Group (ITS), Alkheshnam held numerous senior positions in the field. The most recent being head of the IT Strategic Planning Department at the Central Bank of Kuwait, where he worked closely with the nation’s banks and financial institutions to improve productivity through automation. During his career, Alkheshnam has been credited with several notable achievements, including the innovation and management of several advanced IT solutions for numerous renowned regional and international companies.
As CEO of ITS, Alkheshnam is defining a new vision for the Group as he further underscores the Company’s position as a leading provider of quality IT solutions and services for the local, regional and international banking industry. Alkheshnam holds a Bachelor’s degree in Computer Engineering from the US, and completed a program in Strategic Management from Harvard Business School.
Fadi Al FaqihCEOBank of Khartoum (BOK)
Fadi Al Faqih
Bank of Khartoum (BOK)
Fadi is the Chief Executive Officer of Bank of Khartoum (BOK) with nearly 20 years of international and regional banking experience. Awarded “Islamic Banker of the year 2016” from Global Islamic Finance Awards (GIFA). Joined BOK in 2006 as Chief Operating Officer and in 2008 appointed as CEO spearheading BOK’s business development, restructuring and transformation to become the leading Islamic financial services group in the Sudan.
Under his leadership, BOK has enhanced and developed its service offer full range of products and services for Corporate Banking, Retail Banking, SME, Microfinance, Treasury and Investment banking across multiple channels in Sudan and BOK has opened two International branches in Kingdom of Bahrain and united Arab Emirates.
BOK has lately pioneered the launch of Mobile Money service in Sudan that will potential increase financial inclusion and banking penetration significantly in the market. BOK has a USD2 billion balance sheet and over 2000 employees across the Group. The Bank is the first institution in the Sudan to be delisted from OFAC in 2011 as well as being rated by the Islamic International Rating Agency with (AA-) long term credit rating with a short-term credit rating consistently. Moreover, BOK has been awarded as the best bank for Strategy.
Prior to BOK he had held several senior banking positions in Citibank, Egyptian Arab Land Bank, Standard Chartered Bank and ANZ Grindlays Bank. Fadi holds a Global Executive MBA from TRIUM (LSE, NYU and HEC).
Fadi Al QutubChief Investment OfficerAl Istithmar Capital
Fadi Al Qutub
Chief Investment Officer
Al Istithmar Capital
Fadi Al SaidDirector, Portfolio Manager/AnalystLazard Gulf Ltd. (Dubai)
Fadi Al Said
Director, Portfolio Manager/Analyst
Lazard Gulf Ltd. (Dubai)
Fadi HaniVP MEA & TurkeyAvaya
VP MEA & Turkey
Fadi Hani is Vice President, Middle East, Africa and Turkey, for Avaya, the world’s leading business communications company. With more than two decades of experience in the ICT industry, including 10 years at Avaya, Fadi has been involved in designing and building some of the region’s most innovative customer service centers for major financial services companies. His background as a software engineer helps him advise on best practices, as well as the deployment of the latest technologies to improve customer experience and drive deeper relationships.
Fatih KazanFinancial Sector SpecialistGlobal Islamic Finance Development Center World Bank
Financial Sector Specialist
Global Islamic Finance Development Center World Bank
Gonzalo Rodríguez General Coordinator, Saudi-Spanish Centre for Islamic Economics and FinanceIE Business School
General Coordinator, Saudi-Spanish Centre for Islamic Economics and Finance
IE Business School
Gonzalo Rodríguez is currently the General Coordinator of the Saudi-Spanish Centre for Islamic Economics and Finance at IE Business School. Previously he was a lawyer at Triodos Bank, the leading ethical bank in Europe and legal adviser at Garrigues Abogados (the Iberian peninsula’s leading tax and legal services firm in terms of professional headcount and billing). He received his MAJ (LLM) from IE Business School, a Degree in law from Universidad Autonoma de Madrid, an International Executive Program in Islamic Finance at IE Business School and he also holds studies in political science from Universidad Complutense de Madrid.
Dr Hatim El-TahirDirector, Islamic Finance Group LeaderDeloitte ME Islamic Finance Knowledge Centre (IFKC), Deloitte & Touche – Bahrain
Dr Hatim El-Tahir
Director, Islamic Finance Group Leader
Deloitte ME Islamic Finance Knowledge Centre (IFKC), Deloitte & Touche – Bahrain
Hatim is a director in Deloitte and Touche (ME)’s financial services practice, and leads the Islamic Finance Knowledge Centre where he advises clients on Islamic financial markets development. Hatim Tahir devised and leads Deloitte’s Islamic thought leadership program, and writes the yearly industry flagship - Deloitte Islamic finance reports.
With over 20 years business and finance experience, Hatim has held key leadership roles designing Islamic finance strategies and delivering projects in the Middle East, Europe, Central America, Central and South Asia. His recent accomplished engagements included strategy development, Sharia’ Governance and regulatory compliance, and industry research in Islamic capital market instruments.
Prior to working for Deloitte, Hatim worked for the NASDAQ DUBAI in a senior role, and led a capacity building & leadership development initiative in Islamic finance - working with international financial institutions regulated by the DFSA - to develop their Islamic financial knowledge and skills and other DIFC’s rules and regulations.
Hatim authored numerous articles and chapters in books including Harvard University and Wiley. He is also a regular contributor to industry talks and comments in industry issues in CNBC Arabia, Bloomberg, Forbes ME and other broadcast outlets. Hatim regularly participates in industry consultative meetings and working groups and is a member of Board of Trustees of the AAOIFI.
Hatim earned his PhD in Business Management, University of London, and was a Research Associate at the London School of Economics between the years 1995-2000. He is currently a Visiting Research Fellow at the ICMA Centre, Henley Business School, University of Reading and Fellow member of the British Chartered Institute for Securities & Investment (CISI).
Hussein AbdulhaqHead of Treasury & Financial MarketsAl Salam Bank, Bahrain
Head of Treasury & Financial Markets
Al Salam Bank, Bahrain
Mr. Hussain Abdulhaq is an experienced Treasurer in the area of Islamic banking and Capital markets. He spent most of his 15 years career as treasury specialist where he was involved in different areas, like Islamic liquidity management, Islamic capital markets instruments, development of Islamic complaint investment products and hedging instruments.
He joined Al Salam Bank in 2007 as a senior member in the treasury team and he was involved in establishing the different functions and business lines of the unit as well as in charge for the ALCO function. Mr. Hussain Abdulhaq led the treasury integration process of Al Salam Bank and Bahrain Saudi Bank in 2010 and handling the same responsibility with BMI Bank. Prior joining Al Salam Bank, He worked for Kuwait Finance House (Bahrain), a leading Islamic Financial institution in the region, for more than 5 years where he was in charge of the dealing room activities.
Mr. Hussain Abdulhaq holds an MBA degree in Banking & Finance with a first honor from University of Bahrain and he is also a Chartered Financial Analyst (CFA).
Mr. Ali has 20 years of Islamic & Investment banking experience. He is responsible for all Islamic
client coverage for the Bank ABC Group. He joined ABC Islamic Bank in 2013 from Gulf
International Bank where he was heading the Debt Capital Markets and Islamic Banking units.
Previously, Mr. Ali headed the Corporate Finance team for Credit Agricole Indosuez for Pakistan
before moving to Abu Dhabi Islamic Bank as part of their Structured and Project Finance team.
Mr. Ali holds an MBA degree. He also has been an elected board member of the local CFA society.
Dr Imran LumAssociate Director, Islamic Finance, Corporate & Institutional BankingNational Australia Bank Limited
Dr. Jarmo KotilaineChief EconomistBahrain Economic Development Board
Dr. Jarmo Kotilaine
Bahrain Economic Development Board
Jarmo Kotilaine is the Chief Economic Advisor of the Bahrain Economic Development Board (EDB). He joined the EDB in September 2012. He previously served as Chief Economist of the National Commercial Bank (NCB) of Saudi Arabia, having initially worked on setting up the research function for NCB Capital, the investment arm of the NCB Group.
Dr Kotilaine worked for a number of years as an economic and financial consultant with a primary focus on emerging markets. He advised the Spanish stock exchange, Bolsas y Mercados Españoles (BME) and headed the financial services practices of UK-based global consultancy firms. During this time, Dr Kotilaine's main clientele consisted of banks, stock exchanges and financial regulators.
Dr Kotilaine studied economics and economic history at Oxford, Cambridge, and Harvard. He subsequently joined the faculty at Harvard where his primary research focus was the long-term economic and institutional development of Eurasia as well as on international trade and finance.
Jessica RobinsonFounder and Managing DirectorMoxie Future
Founder and Managing Director
Jessica Robinson is the Founder of Moxie Future - the world’s first platform empowering women as responsible investors. As well as running Moxie Future, Jessica works as a strategic advisor to institutional investors, think tanks and governments on green finance, sustainability and responsible investment.
Prior to this, Jessica was Head of Asia for the United Nations-supported Principles for Responsible Investment (UN-PRI), following a long stint as Chief Executive and Board Director of the Association for Sustainable and Responsible Investment in Asia (ASrIA), one of Asia’s leading think tanks working to promote sustainable finance and responsible investment across the region.
She also led the Asia Investor Group on Climate Change and played an active leadership role in the Global Sustainable Investment Alliance (GSIA) and the Global Investor Coalition on Climate Change (GIC).
Jessica has an extensive background in professional services and business consulting, focusing on financial services, environmental finance and sustainability industries. Through varied roles, she has had experience of working and living in Asia, Europe, North America and now the Middle East - across a range of different sectors, markets and regulatory environments.
She frequently contributes articles, authors reports and speaks at conferences on issues including green financing, responsible investment, climate finance policy and broader sustainable finance issues. She also provides input to several advisory panels and working groups on green finance and sustainability issues, and was a member of Hong Kong’s Financial Services Development Council’s Green Finance Working Group, responsible for making policy recommendations to the Hong Kong government.
John A. SandwickGeneral ManagerSafa Investment Services
John A. Sandwick
Safa Investment Services
Junaid WahednaCEO and FounderWahed Inc
CEO and Founder
Junaid is the CEO and founder of Wahed Inc. He has a Graduate degree from the department of Industrial Engineering & Operations Research from Columbia University. While at Columbia, he served as the Managing Editor of the prestigious academic publication, The Columbia Financial Review. Junaid is the holder of the Chartered Alternative Investment Analyst (CAIA), Certified Management Accountant (CMA), and CIMA Diploma in Islamic Finance (CDIF) designations. He has also been a speaker at international conferences on Islamic Finance. His prior experience includes Merchant Banking in New York City.
Khalid Al KayedChief Executive OfficerBank Nizwa
Khalid Al Kayed
Chief Executive Officer
Khalid Al Kayed, Chief Executive Officer of Bank Nizwa, is responsible for overall leadership and effective management of the Bank, setting direction and driving total performance consistent with the interests of shareholders, employees, and other stakeholders. He oversees all aspects of the bank’s business segments in line with Islamic finance principles including its progressive Shari’a-compliant portfolio of products and services.
Under his tenure, Al Kayed steered the bank to a new era, positioning Bank Nizwa as a strong, innovative, and relationship-oriented sharia compliant financial institution with the largest market share as a full-fledged Islamic bank. He leads the management team to further build the Bank Nizwa brand and its corporate and retail customers’ portfolio across various industries. He is also leading the bank’s ongoing and new initiatives and programs to raise awareness on the benefits of Islamic finance to the wider public across Oman.
A financial industry veteran with over 25 years under his belt, Al Kayed is associated with Bank Nizwa since its inception. Prior to joining the bank, Al Kayed held various posts in a host of well-respected financial institutions including Deputy Chief Executive Officer & Chief Financial Officer at Jordan Dubai Islamic Bank and Chief Financial Officer at Standard Chartered Bank Jordan. His expertise ranges from banking management, financial control, accounting, risk management, and asset liability among other fields.
Al Kayed holds Masters in International Accounting and Finance from Liverpool University. He is also an alumnus of Columbia Business School from where he has completed executive management program. In addition to this, he is a Certified Management Accountant and Certified Financial Manager from Institute of Management Accountants.
Khalid HowladarManaging Director and FounderAcreditus
Managing Director and Founder
Kurt LiebermanCEOMagni Global Asset Management LLC
Magni Global Asset Management LLC
Magni is the leader in country-level research on corporate governance. The US based research and asset
management firm believes Countries Matter when investing internationally and constructs portfolios
based on each country’s ability to provide an environment conducive to effective corporate governance.
Magni’s research process uses widely-accepted economic concepts to assess the legal, regulatory, and
economic infrastructure of a country. Magni also researches companies for adherence to corporate
governance best practices, including governance based on Islamic guidance. Magni has more than sixteen
years of proprietary research and more than fourteen years of performance for its portfolios.
Mr. Lieberman has led Magni since 2012. Previously, he has also held senior positions at public companies,
including Thomson Reuters, Ecolab, Reynolds & Reynolds, and IBM. Mr. Lieberman also helped start and
build a business that was sold to McKinsey & Company. Mr. Lieberman has a BS in Engineering from
Harvey Mudd College and an MBA in Finance from the University of Chicago Booth School of Business.
He has worked to improve communities through social service, education, and welfare organizations.
Marco LichtfousPartnerDeloitte Tax & Consulting
Deloitte Tax & Consulting
Marco Lichtfous leads the Financial Institution Strategy and Regulatory Affairs department in the Advisory & Consulting unit. He has accompanied scores of Financial Institutions from inception to full-scale rollout. He has accumulated a large experience in Business Development, Operations Transformation and Digitalization in particular, leveraging these to create and restructure organizations in order to capitalize on differentiation and industrialization opportunities.
Prior to joining Deloitte, he was head of prudential supervision at the Banque centrale du Luxembourg (BcL). He moved to the BcL from the Commission de Surveillance du Secteur Financier (CSSF). Marco was also a member in these functions of various Working Groups at the Basel Committee on Banking Supervision’s (BCBS) and the European Banking Authority (EBA)
Before this, Marco acquired over 10 years’ experience in strategic consulting, restructuring, change management and corporate finance with top employers. He held positions of Associate Director at Omega Capital (M&A Advisory), Vice President Strategic Planning & Business Development at American Express, Senior Manager at A.T. Kearney Management Consultants and Senior Manager at Renaissance Worldwide Strategy Ltd., all in London and New York.
Marco holds an MBA from the Anderson School at UCLA and a Master in Finance & Economics from Universität Trier in Germany.
Meliksah UTKUCEOAl Baraka Participation Bank
Al Baraka Participation Bank
Mr. Utku was born in Ankara in 1968. He graduated from Mechanical Engineering Department of Boaziçi University (Istanbul, 1990). He completed his graduate studies in London School of Economics (1990-1992) and Master’s Degree on economic development in Marmara University (Istanbul, 1998). In 2004, he served as consultant to General Manager of Albaraka Turk.
In 2006- 2007, he was head economist in Albaraka Turk. In addition, he was an economics columnist for Yeni ?afak newspaper for over 10 years (1995-2009). He later worked as Investor Relations Manager from 2007-2009. He continued as CIO-Assistant General Manager in December 2009 and was appointed as CFO-primarily responsible for Financial Affairs, Budget and Financial Reporting and Corporate Communication Departments.
He was a board member of Borsa Istanbul from 2013 to 2016. As the General Manager of Albaraka Türk as of October 2016 Utku continued his duty, as well as Chairman of the Board of directors of Turkey Union of Participation Banks (TKBB), Bereket Varlk Kiralama A.?. Albaraka Gayrimenkul Portföy Yönetimi A.., Katlm Emeklilik ve Hayat A.?.
He is member of Credit Committee, Remuneration Committee, and Executive Committee of Albaraka Türk.
Michael MellinghoffManaging DirectorTechfluence
Michael Mellinghoff is Managing Director at TechFluence (www.techfluence.eu) and a Senior Advisor and Mentor at FinTech Forum. He is a seasoned investment professional with over 15 years of experience, spanning both the traditional banking and fintech world.
Michael’s career covers a 10+ years span in traditional banking, where he held a variety of managerial positions in asset management and investment banking in Germany and abroad, including management board and supervisory board appointments in Commerzbank Asset Management and DZ Bank Group.
Since 2010, Michael has been working in the Fintech area, including a 3+ years experience as Managing Director with German Fintech pioneer sharewise.com, a stock centric community for investors until its exit.
Michael’s experience gives him unique insights into the financial markets scene and ability to scout new trends in the financial sector.
At TechFluence Michael heads the firm’s activities in the UK as well as spearheading the initiatives in digital investment management globally. He acts as a mentor to several startups as well as FinTech accelerators (Startupbootcamp Fintech and Level39). He launched the FTF On Tour | InvestTech events (London, Sep. 2015 and April 2017) and the FTF On Tour | Robo Advice (Berlin, June 2016) as well as co-initiated the DVFA FinTech Forum series of the German Association of Investment Professionals in 2015 in Frankfurt. His focus areas are startups in InvestTech.
Since August 2016 Michael serves as a member of the Supervisory Board of niiio finance group AG, Germany’s stock listed specialist for FinTech solutions in B2B robo advice and portfolio management systems.
Michael has a degree in business administration of University of Bayreuth.
@Mellinghoff is an author of @TheFINTECHBook and member of the editorial board of The Journal of Digital Banking.
Mohammad DamakSenior Director & Global Head of Islamic Finance Financial Services ResearchS&P Global Ratings
Senior Director & Global Head of Islamic Finance Financial Services Research
S&P Global Ratings
Mohamed Damak is a Senior Director within the Financial Services at S&P Global Ratings. He covers financial institutions in the Middle East and Africa region. Mohamed is also the Global Head of Islamic Finance within S&P Global Ratings, leading a global team of Islamic Finance analysts.
Before re-joining S&P Global Ratings, Mohamed worked as a Principal Credit Risk Officer for the African Development Bank in Tunis. From 2006 to 2010, Mohamed worked for S&P Global Ratings covering conventional and Islamic financial institutions in the Middle East and North Africa region.
Mohamed holds a PhD in Finance and Master in “Money, Banking and Finance” from University of Paris 2, Pantheon Assas and a Master degree in Financial Institutions Management from Ecole Supérieure de Commerce de Tunis.
Mohamed Nazri OmarManaging Director/CEODanajamin Nasional Bhd
Mohamed Nazri Omar
Danajamin Nasional Bhd
Mohamed Nazri Omar was appointed as Managing Director/Chief Executive Officer of Danajamin Nasional Berhad (Danajamin), Malaysia’s first financial guarantee insurer on 1 May 2014. Prior to this, Nazri served as Director, Client Coverage.
Nazri’s corporate career has been within the financial industry, particularly in corporate banking and capital markets. He started his career at Citibank Berhad and subsequently served in Macquarie Bank Limited as well as RHB Sakura Merchant Bankers Berhad (currently known as “RHB Investment Bank Berhad”). He was appointed as a member of the Investment Panel of Retirement Fund (Incorporated) Malaysia on 1 May 2016.
Before joining Danajamin, Nazri served in several capacities while at Kuwait Finance House (Malaysia) Bhd, which included Director of Investment Banking and Head of Capital Markets and Advisory. Under these roles, he was responsible for the origination and structuring of shariah compliant financing transactions and providing project finance advisory. He was also one of the pioneer staff of Kuwait Finance House (Malaysia) Bhd and was primarily involved in the setting up of the bank’s Corporate and Investment Banking Division.
Nazri holds a Bachelor of Arts Degree, majoring in Economics (Hons) and Government, from Cornell University, USA.
Mohammad Shaheed KhanVP, Shariah Compliant BankingGulf International Bank
Mohammad Shaheed Khan
VP, Shariah Compliant Banking
Gulf International Bank
Mohammad has over 15 years of successful track record in Financial services; launching several products and businesses. His core areas of interest structuring Islamic Finance and Fintech solutions.
He is a serial Intrapreneur, a futurist and the recipient of Global Islamic Finance Award for his role in innovation. He is a board member of the HBS Club of GCC and the founding President of its Bahrain chapter. Currently he is the Vice Chairman of Islamic Banking Committee, Bahrain Association of Bankers. He also works closely with the various government entities in building a Fintech ecosystem.
Mohammad spearheads the development and penetration of Islamic products and solutions at Gulf International Bank. Previously he spearheaded bank’s penetrate into the Corporate Banking segment and managed various bank-wide strategy implementation initiatives.
During his career, Mohammad has worked at numerous large banks in the Middle East, Far East and South East Asia accumulating a diversified experience in the fields of Corporate and Investment Banking, Treasury and Retail Banking and Asset Management.
Mohammed Ameen HassenHead- Shari’ah BankingStandard Bank Group
Mohammed Ameen Hassen
Head- Shari’ah Banking
Standard Bank Group
Mohammed Ameen completed the memorization of the Qur’an in Arabic at the age of 15. He then completed his schooling through a correspondence college while studying traditional Islamic Studies under numerous scholars of repute in South Africa. He holds a qualification in Islamic Finance, Banking and Law; has completed Stanford University’s Corporate Venturing and Innovation program and has completed the CIFE™ (Certified Islamic Finance Executive) program from Ethica Institute of Islamic Finance. He entered the corporate financial services industry in 2007 in Islamic Banking and has since experienced various aspects of financial services including financial advisory in short and long term insurances and health care. While employed at a research institute, he was part of the team that brought the translation of the Qur’an into isiZulu back into print in South Africa after two decades. Together with his wife, he has also co-hosted a Radio Show on Radio Al-Ansaar, in Durban; South Africa.
At the age of 30 he was appointed as Head of Shari’ah Banking at Standard Bank (the largest bank in Africa by Assets). Though the offering is in its infancy in Standard Bank South Africa, perhaps one of the most noticeable achievements was Standard Bank being the first bank in South Africa to adopt the Tahawwut ISDA Master Agreement under which a Shari’ah Compliant Forward Exchange Contract was launched.
Mohammed KateebGroup Chairman & CEOPath Solutions
Group Chairman & CEO
Mohammed Kateeb is an established leader, known for being results-driven, dynamic and highly entrepreneurial. He has a diverse experience in building businesses, teams and identifying and capitalizing on market opportunities for over 30 years in the USA, UK and the Middle East. Before joining Path Solutions, Mohammed has spent 11 years as an executive with Microsoft. He is also known as a key contributor to the region Telecommunication, Media and Information Technology industry.
Currently, Mohammed serves as member of the Board of Trustees of IRTI, an affiliate of the Islamic Development Bank Group (IDBG) to develop a technology-enabled Islamic financial services sector to foster Islamic financial inclusion. He was granted the prestigious 'Leadership Award 2017 in Information Technologies & Media' by ISFIN, and named twice among the 'Top 50 Most Influential Leaders Who Make the Islamic Economy' in 2016 and in 2015 in ISLAMICA 500. Mohammed was also recognized by IFFSA with the '2016 Honorary Leadership Award', named among the 'Top 10 CEOs in Enterprise Software' in the 2016/17 CEO Insight Global Awards, in addition to being selected 'Best Islamic Finance Technology CEO of the Year EMENA 2017' by Global Banking & Finance Review, as well as 'Islamic Finance Technology CEO of the Year 2015' by Business Worldwide magazine.
Mohieddine KronfolChief Investment Officer, Global Sukuk and MENA Fixed IncomeFranklin Templeton Investments (ME) Limited
Chief Investment Officer, Global Sukuk and MENA Fixed Income
Franklin Templeton Investments (ME) Limited
Mohieddine (Dino) Kronfol is the chief investment officer of Global Sukuk and MENA fixed income at Franklin Templeton Investments.
Mr. Kronfol is responsible for the investment process, research and performance of the Global Sukuk and MENA Fixed Income teams. He is one of the founding partners and a board member of Franklin Templeton Investments (ME), formerly Algebra Capital, and has been with the firm since its inception in 2006. He is the lead
portfolio manager of the FTSF Global Sukuk Fund and FTIF GCC Bond Fund.
Dino is a pioneer in Arab capital markets where he has committed the past 20 years to the development of MENA debt markets and Sharia compliant finance across the globe. He has one of the longest track records managing global Sukuk assets, since 2008, and under his leadership, Franklin Templeton has established itself as a prominent player in Global Sukuk investing. Dino frequently shares his views as a commentator on regional and international media and is a regular speaker at industry events.
Preceding his tenure at FT, Dino was part of a small team that, in 2000, helped build from scratch and run what became SHUAA Capital's financial services business. He was initially head of Capital Markets and later became head of Debt Asset Management and, in 2002, fund manager of the first fund to focus
exclusively on MENA debt. Prior to that, he was an early employee at one of the first pan-Arab investment banks, Middle East Capital Group (MECG).
Mr. Kronfol has received international recognition from clients and peers over the years, winning numerous awards on behalf of the firm and as an individual,
including the first Failaka Islamic Award for "The Best Sukuk Fund" in 2010, the first Employee Provident Fund of Malaysia (EPF) Award for "Best Global Sukuk Portfolio Manager" in 2014 and the MENA Fund Manager Award for "Outstanding Achievement by an Individual" in 2016.
Mr. Kronfol holds a bachelor'sdegree in business administration and an M.B.A. from the American University of Beirut.
Monem SalamPresidentSaturna Sdn. Bhd.
Saturna Sdn. Bhd.
Monem Salam is the President and Executive Director of Saturna Sdn. Bhd., Saturna Capital’s
wholly-owned Malaysian subsidiary, and a Director at Saturna Capital. He received his degrees
from the University of Texas: BA (Austin) and MBA (Dallas).
He worked as the Chief Investment Officer for ITG & Associates (Dallas) until 1999; then as a
representative with Morgan Stanley (suburban Dallas) until joining Saturna Capital in June
2003. He served as the Director of Islamic investing and Deputy Portfolio Manager to the
Amana Mutual Funds Trust until moving to Kuala Lumpur in 2012 to oversee Saturna Sdn. Bhd.
Monem is Adjunct Professor at IE Business School and speaks at Islamic finance/investment
conferences worldwide and he is co-author of ‘A Muslim's Guide to Investing and Personal
Finance’. Monem has authored the chapter on Islamic Investing in both “Contemporary Islamic
Finance”, “Islamic Capital Markets” and contributes articles to leading Islamic financial
magazines. As a mark of recognition of his achievements in Islamic economy, Monem was
ranked among 500 of the Islamic world’s most prominent and influential leaders by ISLAMICA
500 in 2015.
Mujtaba KhalidHead, Islamic Finance CentreBIBF
Head, Islamic Finance Centre
Mustafa AdilHead of Islamic FinanceThomson Reuters
Head of Islamic Finance
Mustafa is the Head of Islamic Finance for Thomson Reuters. He is responsible for leading the Islamic finance and Islamic markets business for the organization, providing knowledge solutions and bespoke services to government entities, multilateral organizations and leading financial institutions to support them in fulfilling their aspirations and executing their strategies in the Islamic markets space. These include the delivery of knowledge solutions, research, consulting services and market engagement.
Nick LeeAuthorisation Director-Financial Services Regulatory AuthorityAbu Dhabi Global Market
Peter KruschelDirector, Banking SupervisionFederal Financial Supervisory Authority (BaFin)
Director, Banking Supervision
Federal Financial Supervisory Authority (BaFin)
Peter Kruschel holds the position of Director in the International Directorate, Federal Financial Supervisory Authority, in Germany. Before he had a long career as head of division in supervising foreign banks with the Federal Financial Supervisory Authority; altogether he has experience of more than 20 years in banking supervision. Before joining the Federal Financial Supervisory Authority, Mr. Kruschel had a career as public prosecutor as well as private lawyer.
Raghu MandagolathurHead of ResearchKuwait Financial Center (Markaz)
Head of Research
Kuwait Financial Center (Markaz)
Raghu is the Head of Research at Kuwait Financial Center (Markaz), a leading asset management company based in Kuwait with AUM exceeding $3b. He is also the Managing Director of Marmore Mena Intelligence, a research subsidiary of Markaz. He leads the strategic research initiative at Markaz with specific focus on big picture research. He is a member (voting) of the Investment Advisory Committee at Markaz. Prior to this assignment, he was involved with a wealth management firm based in Bahrain as Director of Investment Management (2002-2006). He was advising Middle Eastern high net worth clients on asset allocation and money manager selection. In a career spanning more than 29 years, Raghu has dedicated nearly 18 years in the Gulf region (Riyadh, Bahrain and Kuwait). Prior to his stint in the Gulf region, Raghu worked with several institutions based in India including the largest mutual fund Unit Trust of India and the largest engineering consultancy MECON. Raghu has obtained CFA Charter from the CFA Institute, USA (2003) and is a certified Financial Risk Manager (FRM) from the Global Association for Risk Professionals, USA (2005). He is also a Fellow member of The Institute of Cost Accountants of India. He is associated with CFA Institute as a volunteer since 2003.. He was the founding board member of CFA Bahrain Society and founding President of CFA Kuwait Society. He is presently a member of Education Advisory Committee of CFA Institute. Raghu attended a 2-week Investment Management Workshop at Harvard Business School in 2007.
Rajashekara V. MaiyaHead of Product StrategyInfosys Finacle
Rajashekara V. Maiya
Head of Product Strategy
Rajashekara Maiya has been with Infosys Finacle since 1998 and is responsible for charting Finacle’s product strategy and defining its product roadmap, strategic acquisitions, alliance partnerships, and client engagements. All through his 19 years at Infosys Finacle, he has played key roles across diverse areas including product management, solution architecture, implementation, and pre-sales, and specializes in core banking, risk management, regulations, and compliance.
Maiya has been quoted by reputed publications such as Forbes, The Banker, Banking Technology, The Economist, Business Line, BBC Radio, Economic Times and is on the expert panel of the McKinsey Quarterly, a member of the XBRL Abstract Modelling Task Force (AMTF) Group; and an Associate member of the Institute of Chartered Accountants of India. Maiya holds several patents in the areas of partner portals, delivery channels, offline banking, and customer experience.
Redha Al AnsariResearch Team Leader – MENA THOMSON REUTERS
Redha Al Ansari
Research Team Leader – MENA
Robin AmlotCEOCPI Financial
Robin Amlôt, former CEO of CPI Financial, publisher of Islamic Business & Finance. The magazine has been continuously published for 12 years and is the longest-established international publication covering the Islamic financial sector.
Robin has worked as an award-winning financial journalist for more than 30 years in print, radio, television and online. He was educated in England, has a B.A. (Politics) from Lancaster University and holds the Chartered Insurance Institute’s Financial Planning Certificate.
CPI Financial’s editorial content and commitment to global news and analysis of the growth and development within the Islamic finance sector covers key Shari’ah-compliant markets and banking segments such as retail, commercial and investment banking, debt capital markets, treasury services, equities, commodities, alternative investments and wealth management.
Dr. Saeeda JaffarManaging DirectorAlvarez & Marsal-Middle East
Dr. Saeeda Jaffar
Alvarez & Marsal-Middle East
Dr. Saeeda Jaffar is a Managing Director with Alvarez & Marsal’s Dubai office, in the Performance Improvement and Financial Institutions Advisory Services Practice.
Dr. Jaffar brings more than 12 years of experience in management consulting and industry expertise, focusing on a wide range of strategic and performance-related issues in the financial services sector. Dr. Jaffar has worked in the Middle East, Europe and the U.S. In her consulting roles, she has worked with clients across a range of industries, specializing in financial services including universal banks, private banks, investment banks, private equity firms, sovereign wealth funds, government institutions and family-owned businesses.
Dr. Jaffar specializes in delivering pragmatic and practical solutions to strategic issues, to drive bottom-line impact and rapid results, delivered in a variety of client situations.
Prior to joining Alvarez & Marsal, Dr. Jaffar was a Principal at Bain & Company, a leading global strategy management consulting firm. In this role, she served financial institutions in the GCC, and focused on corporate, retail, wholesale and digital banking strategy, cost reduction and sales boost programs, performance turn-around, process optimization, customer experience enhancement, post-merger integration (PMI), international expansion and operating model design and commercial due diligences. Prior to that, she was with McKinsey and Company, serving clients across the U.S., Europe and the GCC.
Dr. Jaffar earned a bachelor’s degree in biomedical engineering from Boston University, where she was the valedictorian, and earned a master's degree and a doctorate in chemical engineering from MIT. She was also an EDAAD Scholar, HHS.
Dr. Jaffar was a non-executive board member in Ishraq, a hospitality company.
Salam SlimDirector - Global Solution Lead/ Islamic BankingOracle Financial Services
Director - Global Solution Lead/ Islamic Banking
Oracle Financial Services
Salam is a Director in Oracle’s Financial Services Global Business Unit focusing on Islamic Core Banking & Digital Transformation Programs. In this position he is responsible for product marketing of Oracle Islamic Core Transformation Program. He has over 12 years of experience working with leading global financial services companies in Europe, Middle East, Africa and South East Asian markets and has first-hand knowledge of Banking Industry practices, regulations & market dynamics .Previously he worked for Path Solutions & Temenos in various software implementation, product management and presales roles.
Salam holds a Bachelors degree in Banking/Finance from American University of Beirut.
Serdar GunerDirectorSupervision, Dubai Financial Services Authority
Supervision, Dubai Financial Services Authority
Mr Serdar Güner joined the DFSA as Senior Manager in the Supervision Division in September 2010. He became a Director in 2013 after an Associate Director in 2012. Following responsibilities and Directorship roles spanning Prudential Risk, Market Conduct and Pooled Supervision, he now leads a team responsible for the supervision of Financial Technology Firms and Cyber Risk, with the overarching responsibility of Governance and Operational Risk in the Centre.
After graduating from Brooklyn College in New York with a Degree and Masters in Economics, Mr Güner joined the New York State Banking Department. His primary responsibilities included on and offsite examinations of the major money-centre banks, savings institutions and credit unions. He was assigned to the Tokyo offices of the Department in 1998 where he was responsible for both on and offsite reviews and risk assessments of complex derivatives, one-off structured products and instruments newly introduced in the market within the Asia Pacific region. He joined the Department’s London offices in 2004 focusing on the same banks’ European and South American operations while taking on responsibility of retail-based banking operations of Article XII companies and large money centre institutions.
In 2007, Mr Güner joined the Qatar Financial Centre Regulatory Authority as an Associate Director within the Supervision Department, responsible for the operations of banks, investment banks, Islamic institutions and branches in the Centre.
In addition to a Master’s Degree in Economics from Brooklyn College, Mr Güner has a post-graduate diploma in Islamic Banking from IIBI and International Diplomas in Anti-Money Laundering and Financial Crime Prevention from ICA. He is a Certified Fraud Examiner, (CFE-USA), and a Certified Anti-Money Laundering Specialist (CAMS) and has a Certificate in Islamic Banking from CISI. Mr Güner also holds a certificate on Fintech: Future Commerce from Massachusetts Institute of Technology.
Stuart HuttonChief Investment OfficerSimply Ethical
Chief Investment Officer
With experience across retail, construction and executive search, Stuart established his own wealth management business over a decade ago to provide advice and support to high-net worth individuals, families, and companies.
In December 2015, Stuart joined Simply Ethical as their Chief Investment Officer, where alongside his fellow Directors he is driving an innovative and fresh approach to managing Sharia-observant ethical investments.
With a keen interest in new technology, he is supporting organisations in advancing this area to find new ways of developing the financial and banking sectors, especially around delivery and inclusion.
Stuart is a Chartered Fellow of the Chartered Institute for Securities and Investments (CISI) and a qualified Financial Planner with the Personal Finance Society. He holds the Islamic Finance Qualification and is an External Specialist Advisor to the CISI on Islamic Finance.
Over recent years, he has spoken at many events in the UK, Europe, Middle East and Far East, including the World Islamic Banking Conference (WIBC) and The Responsible Finance and Investment Summit Conference (RFI), focusing on topics such as the integration of ethical and Islamic finance, the role responsible finance has in sustainable investing and the development of technology in this sector. He contributes to many papers regularly and has written sections for books in Europe and Malaysia.
Outside of financial services, Stuart holds several Trustee and Non-Executive positions on Boards for a variety of organisations.
Subhi BoraCommunications DirectorZileej
Subhi is the Communications Director of Zileej, a design and innovation company developing brands, products, and creative experiences. She has a background in psychology, and co-runs The Modest Bride, with over 50 thousand followers on social media.
Dr. Sulaiman Al-SultanDirector, Corporate SupportIslamic Corporation for the Development of the Private Sector (ICD)
Dr. Sulaiman Al-Sultan
Director, Corporate Support
Islamic Corporation for the Development of the Private Sector (ICD)
Mr. Sulaiman Al-Sultan, Director, Corporate Support, Islamic Corporation for the Development of the Private Sector (ICD), Islamic Development Bank (IDB) Group. Mr. Sulaiman Al-Sultan has a 20 years’ experience in well-reputed international organizations such as BAE and EY. His experience is a combination of both HR leadership and HR advisory services. He has an in-depth exposure to a number of industries, including but not limited to, defense and aerospace, professional service, construction and real estate, gas and oil government. Plus he has obtained BA degree, he has completed a number of post graduate studies, mainly in management from Lancaster University and compute information system from Greenwich UK. He is CIPD qualified, and certified as psychometrics assessor.
Dr. Yahia Abdul-RahmanChairman and CEOLARIBA – LARIBA Bank of Whittier
Dr. Yahia Abdul-Rahman
Chairman and CEO
LARIBA – LARIBA Bank of Whittier
Dr. Yahia was born in Cairo, Egypt and immigrated to the US in 1968. He studied Chemical Engineering (B.S. Cairo University, M.S. & Ph.D. University of Wisconsin, Madison) and International Finance (MA – University of Texas, Dallas.) He authored two books, numerous papers and many patents. The most world acclaimed book was published first by John Wiley & Sons, Inc. in January 2010: The Art of Islamic Banking and Finance. The book was on Amazon.com best sellers’ list in its category, two printings (over 10,000 Copies) were sold out and an expanded Second Edition: The Art of RF (Riba Free) Islamic Banking and Finance was released in November 2014. The book presents pioneering research results about many topics including Prohibition of Riba/Ribit in all Abrahamic Faiths, the Early warning Discipline of Detecting Price Bubbles and much other hands-on practical operating experience while operating Bank of Whittier Riba Free since 2003. The Turkish Language edition was launched in 2016.
He was a member of the team that started the Industrial Bank of Kuwait (1974-1975.) In 1984-1986 he returned to help restructure it. His group started banks in Houston, Texas (1982) and LARIBA Bank of Kazakhstan (1998.)
Dr. Abdul-Rahman invested 18 years (1986 – 2003) in the Investment Banking industry with CitiGroup / Smith Barney where he started (1988) and co-managed the first ever Shari’aa compliant stock portfolio that achieved superior performance and was a prelude to the Dow Jones Islamic Index.
Dr. Yahia is known as the Father of Islamic banking in North America. He started “American Finance House – LARIBA” in 1987. In addition, the shareholders also own the first full service RF (Riba-Free) National Bank in America: LARIBA Bank of Whittier, NA (1998.) The LARIBA effort - capital and assets – are from the American community. LARIBA and LARIBA Bank of Whittier, serving all 50 states’ banking and financial needs, have proven that RF (Riba-Free) banking delivers superior results as it was tested in the 2008 meltdown. Please visit: www.LARIBA.com and www.WhittierBank.com.
LARIBA, under Dr. Yahia’s leadership, was the first company ever in the US to operate RF (Riba Free) a Riba Free Bank and to issue RF (Islamic finance) asset-based mortgage bonds (Sukuk) in the US with Fannie Mae and in Singapore with MUIS.
He serves as a member of a prestigious jury (in 2010, 2012, 2014 and 2016) to elect the best Islamic Banker in the world to receive the King of Malaysia “Malaysian Global Royal Award in Islamic Finance”.
He is a prolific Imam, speaker, lecturer and author of papers on RF (Riba-Free) banking & finance throughout the world. He was invited to present on RF (Riba Free) banking and finance in the US, Canada, United Kingdom, South Africa, Switzerland, Germany, Malaysia, Thailand, Singapore, Kazakhstan, India, Trinidad, Argentina, Saudi Arabia, Turkey, Lebanon and Egypt.
Dr. Yahia is a distinguished Imam and Community leader in North America since 1968. He participated in the start-up and operation of many Islamic Centers and Schools in the US and Canada. He was an invited Jum’aa Imam in most US cities and in Canada, India, Singapore, South Africa, Switzerland, Thailand, Turkey and the UK. Please visit his site: www.Islam-In-America.com.
Dr. Yahia spent 15 years in the Oil Industry in Production, Engineering, Corporate Strategic Planning and Finance in a major American Oil Company and refineries.